Plain-English guidesto credit and loans

Showing 5 guides

• Credit score · 6 min read

  What is a good credit score in India?

  Scores run from 300 to 900. Here is what each range means to a lender, and the number most of them look for.

• Credit score · 5 min read

  Five habits that improve your credit score

  Small, steady habits do more for your score than any quick fix. Start with these five.

• Loans · 6 min read

  Secured or unsecured loan: which suits you?

  A loan against property costs less than a personal loan, but puts an asset on the line. Here is how to choose.

• Loans · 4 min read

  How your loan EMI is calculated

  The formula behind every EMI, and why most of your early payments go towards interest.

• Loans · 6 min read

  How much home loan can you get on your salary?

  Lenders look at how much of your income is already going to EMIs. Here is a simple way to estimate your limit.