Home loans for buying, building or renovating
Compare home loan offers from our partner banks and housing finance companies, for a new home, a resale flat, construction or renovation.
- Loan amount
- Up to ₹10 crore
- Interest from
- 7.35% p.a.
- Tenure
- Up to 30 years
Rates and fees are indicative and set by the lender.
Key features
Why choose a home loan through Fund Finserv
Long tenures
Spread repayment over many years to keep the EMI manageable.
Balance transfer
Move an existing home loan to a lender offering a lower rate.
Tax benefits
Principal and interest repayments may qualify for deductions under the Income Tax Act.
Top-up loans
Borrow more on your existing home loan when you need it.
Eligibility
Who can apply
- Indian resident or NRI aged 21 to 65 years at loan maturity
- Salaried or self-employed with a stable income
- A credit score of 700 or more improves your chances
- The property must have clear legal title
Documents required
What you will need
- PAN and Aadhaar
- Income proof: salary slips, Form 16 or ITRs
- Last 6 months’ bank statements
- Property documents: sale agreement, title deed, approved plan
Rates
Interest rates and charges
Indicative. The final rate is set by the lender after assessing your profile.
| Charge | Indicative range |
|---|---|
| Interest rate | 7.35% to 12% p.a. Indicative |
| Processing fee | Up to 1% of the loan amount + GST Indicative |
| Prepayment (floating rate) | Nil for individual borrowers Indicative |
| Late payment charge | Up to 2% per month on the overdue amount Indicative |
EMI calculator
Work out your EMI
The rate here is only an example. Your lender will confirm your actual rate.
Monthly EMI
₹26,511
for 240 months
- Principal
- ₹30,00,000
- Total interest
- ₹33,62,717
- Total payable
- ₹63,62,717
For illustration only. Your actual EMI depends on the rate and tenure the lender offers you.
FAQs
Home Loan FAQs
Lenders usually fund 75% to 90% of the property value, depending on the loan amount. You pay the rest as a down payment.