Professional loans for doctors, CAs and practising professionals
Set up or grow your practice, buy equipment or meet personal needs. Loans built for doctors, chartered accountants, company secretaries, architects and other self-employed professionals.
- Loan amount
- Up to ₹75 lakh
- Interest from
- 10.5% p.a.
- Tenure
- 12 to 96 months
Rates and fees are indicative and set by the lender.
Key features
Why choose a professional loan through Fund Finserv
Higher amounts
Lenders offer larger limits to qualified professionals with a steady practice.
No collateral
Most professional loans are unsecured, so you do not pledge any asset.
For practice or personal needs
Fit out a clinic or office, buy equipment, or use it for personal expenses.
Overdraft options
Some lenders offer a flexible limit where you pay interest only on what you use.
Eligibility
Who can apply
- Doctor, CA, CS, architect or another practising professional with a valid registration
- Indian resident aged 23 to 65 years
- At least 2 to 3 years of practice after qualification
- A credit score of 700 or more improves your chances
Documents required
What you will need
- PAN and Aadhaar
- Professional degree and registration certificate
- Last 2 years’ ITR with computation of income
- Last 6–12 months’ bank statements
Rates
Interest rates and charges
Indicative. The final rate is set by the lender after assessing your profile.
| Charge | Indicative range |
|---|---|
| Interest rate | 10.5% to 24% p.a. Indicative |
| Processing fee | Up to 2% of the loan amount + GST Indicative |
| Prepayment / foreclosure | Up to 4% of the outstanding principal Indicative |
| Late payment charge | Up to 2% per month on the overdue amount Indicative |
EMI calculator
Work out your EMI
The rate here is only an example. Your lender will confirm your actual rate.
Monthly EMI
₹33,367
for 60 months
- Principal
- ₹15,00,000
- Total interest
- ₹5,02,000
- Total payable
- ₹20,02,000
For illustration only. Your actual EMI depends on the rate and tenure the lender offers you.
FAQs
Professional Loan FAQs
Practising doctors, chartered accountants, company secretaries, architects and similar professionals with a valid registration and a few years of practice.