Business loans to keep your business moving
Fund working capital, stock, equipment or expansion. Compare unsecured and secured business loans from our partner lenders.
- Loan amount
- Up to ₹1 crore
- Interest from
- 14% p.a.
- Tenure
- 12 to 60 months
Rates and fees are indicative and set by the lender.
Key features
Why choose a business loan through Fund Finserv
Working capital
Manage cash flow, buy inventory and pay suppliers on time.
Unsecured options
Many lenders offer business loans without collateral.
Flexible tenure
Pick a repayment period that matches your cash cycle.
For many business types
Proprietorships, partnerships, LLPs and private limited companies.
Eligibility
Who can apply
- Business operating for at least 2 years
- Annual turnover of ₹40 lakh or more
- Business owner aged 23 to 65 years
- Profitable for at least the last year, with filed ITRs
Documents required
What you will need
- PAN of the business and owners
- GST registration or another business proof
- Last 2 years’ ITR with financials
- Last 12 months’ bank statements
Rates
Interest rates and charges
Indicative. The final rate is set by the lender after assessing your profile.
| Charge | Indicative range |
|---|---|
| Interest rate | 14% to 30% p.a. Indicative |
| Processing fee | Up to 3% of the loan amount + GST Indicative |
| Prepayment / foreclosure | Up to 4% of the outstanding principal Indicative |
| Late payment charge | Up to 2% per month on the overdue amount Indicative |
EMI calculator
Work out your EMI
The rate here is only an example. Your lender will confirm your actual rate.
Monthly EMI
₹34,665
for 36 months
- Principal
- ₹10,00,000
- Total interest
- ₹2,47,952
- Total payable
- ₹12,47,952
For illustration only. Your actual EMI depends on the rate and tenure the lender offers you.
FAQs
Business Loan FAQs
Not always. Unsecured business loans are common for smaller amounts. Larger amounts may need security such as property.