Personal loans from trusted lenders
Borrow for a wedding, travel, medical bills or anything else, with no collateral. Compare offers from our partner banks and NBFCs and apply in minutes.
- Loan amount
- Up to ₹50 lakh
- Interest from
- 9.99% p.a.
- Tenure
- 12 to 84 months
Rates and fees are indicative and set by the lender.
Key features
Why choose a personal loan through Fund Finserv
No collateral
An unsecured loan. You do not need to pledge any asset.
Quick decisions
Many lenders give an in-principle decision soon after you apply.
Fixed EMIs
Repay in equal monthly instalments over a tenure you choose.
Use it for anything
Spend the money on any legitimate personal need.
Eligibility
Who can apply
- Indian resident aged 21 to 60 years
- Salaried with a minimum net monthly income of ₹25,000, or self-employed with a stable income
- A credit score of 700 or more improves your chances
- At least 6 months with your current employer
Documents required
What you will need
- PAN card
- Aadhaar or another proof of address
- Last 3 months’ salary slips
- Last 6 months’ bank statements
Rates
Interest rates and charges
Indicative. The final rate is set by the lender after assessing your profile.
| Charge | Indicative range |
|---|---|
| Interest rate | 9.99% to 36% p.a. Indicative |
| Processing fee | Up to 4% of the loan amount + GST Indicative |
| Prepayment / foreclosure | Up to 4% of the outstanding principal Indicative |
| Late payment charge | Up to 2% per month on the overdue amount Indicative |
EMI calculator
Work out your EMI
The rate here is only an example. Your lender will confirm your actual rate.
Monthly EMI
₹16,369
for 36 months
- Principal
- ₹5,00,000
- Total interest
- ₹89,297
- Total payable
- ₹5,89,297
For illustration only. Your actual EMI depends on the rate and tenure the lender offers you.
FAQs
Personal Loan FAQs
It depends on your income, existing EMIs and credit score. Most lenders keep your total EMIs within 40–55% of your monthly income. Use our eligibility calculator for an estimate.