How to Raise & Resolve CIBIL Dispute
If your credit report shows a loan you never took, a wrong overdue amount or wrong personal details, you can raise a dispute online with the credit bureau.
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Key points
What you should know
- 01
Raise it with the bureau
Use the dispute form on the bureau’s website, pick the account or detail that is wrong and explain the correction.
- 02
The lender verifies it
The bureau checks with the lender that reported the data. Keep proof, such as a closure letter or payment receipt, ready.
- 03
30-day timeline
Under RBI rules, complaints should be resolved within 30 days. Delays beyond that attract compensation of ₹100 a day.