FREE CRIF Score
CRIF High Mark is a credit bureau widely used by NBFCs and microfinance lenders. Its score reflects the same repayment behaviour as the other bureaus. Credit scores in India run from 300 to 900. Most lenders look for 750 or more for the best offers.
Check your score with Fund Finserv
- Free, with no hidden charges
- Won’t lower your score
- Takes about two minutes
- See what helps and hurts your score
Key points
What you should know
- 01
Common for smaller loans
Microfinance and small-ticket lenders often rely on CRIF High Mark, so it matters for first-time borrowers too.
- 02
Built from your history
Loans, cards, EMIs and overdue amounts reported by lenders all feed into your CRIF score.
- 03
Keep it in step
Fixing an error at one bureau does not update the others. Raise it with each bureau that shows it.
About CRIF High Mark
Loans assessed with CRIF High Mark reports
CRIF Score: 300–900CRIF High Mark is an RBI-licensed bureau with a large microfinance and NBFC database. Smaller loans and first-time borrowers are often assessed with a CRIF report.
Which bureau a lender checks is the lender's choice. Many check more than one.
- Personal Loan
Small-ticket and first-loan lenders often rely on CRIF High Mark.
Apply - Business Loan
Microfinance and small-business lenders check CRIF for group and individual loans.
Apply