SBI CIBIL Score
There is no separate “SBI score”. When you apply to SBI, as with other banks, the bank checks your report from one or more credit bureaus, most often TransUnion CIBIL.
Check your score with Fund Finserv
- Free, with no hidden charges
- Won’t lower your score
- Takes about two minutes
- See what helps and hurts your score
Key points
What you should know
- 01
What banks look for
Most banks, including large public sector banks, prefer a score of 750 or more for unsecured loans and cards.
- 02
Beyond the score
Your income, employer, existing EMIs and relationship with the bank also affect the decision.
- 03
Check before you apply
A quick look at your score helps you decide whether to apply now or improve it first.