FREE Experian Score
Experian is one of the four RBI-licensed credit bureaus in India. Your Experian score may differ a little from your CIBIL score because each bureau uses its own model. Credit scores in India run from 300 to 900. Most lenders look for 750 or more for the best offers.
Check your score with Fund Finserv
- Free, with no hidden charges
- Won’t lower your score
- Takes about two minutes
- See what helps and hurts your score
Key points
What you should know
- 01
Why scores differ
Lenders do not always report to every bureau at the same time, so each bureau can hold slightly different data.
- 02
What it is based on
Repayment history, how much of your credit limit you use, the age of your accounts and recent applications.
- 03
Lenders may check any bureau
Many lenders pull more than one report, so it pays to keep all of them healthy.
About Experian
Loans assessed with Experian reports
Experian Credit Score: 300–900Experian is one of the four RBI-licensed credit bureaus in India. Many lenders pull an Experian report in addition to CIBIL, so keeping it accurate matters as much as your CIBIL Score.
Which bureau a lender checks is the lender's choice. Many check more than one.
- Personal Loan
Used by several banks and NBFCs as a second opinion on unsecured loans.
Apply - Home Loan
Some housing lenders cross-check Experian for a longer view of repayment history.
Apply - Business Loan
Business lenders may combine Experian consumer and commercial reports.
Apply